AML & KYC Policy

Veliora Payments - FZCO maintains an anti-money laundering (AML) and know-your- customer (KYC) program aligned to FATF recommendations and the requirements of IFZA Free Zone, Dubai, UAE. This policy summarizes that program for merchants, partners and regulators.

The full signed AML/KYC policy document is being finalized and will be published here once available. The summary below reflects the program as implemented; a copy can be requested directly at compliance@veliorapayments.com.

Every merchant undergoes identity and business verification (KYB) before onboarding, including beneficial-ownership checks, sanctions and PEP screening, and a risk-based assessment of the merchant's business model. Higher-risk profiles undergo enhanced due diligence.

Transactions are monitored on an ongoing basis against behavioral and rules-based thresholds. Unusual activity is escalated to the compliance desk for review, and re-verification is triggered by material changes in ownership, activity or risk profile.

Where required by law, suspicious activity is reported to the relevant financial intelligence unit. We do not disclose the existence of such reports to the merchant concerned, consistent with applicable tipping-off restrictions.

The platform may not be used for money laundering, terrorist financing, sanctions evasion, or any business activity outside our approved merchant category list. Suspected violations result in immediate account review and may lead to suspension.

Compliance inquiries, including regulator requests, should be directed to compliance@veliorapayments.com.